Redeem RBC Rewards® points toward your
credit card balance
It’s a new way to redeem your points toward anything and everything you purchase using your RBC Rewards credit card. Payback with Points allows you to use your points to make a payment directly toward your card balance. That’s not all. You can even access Payback with Points using the RBC® Mobile* app on your smartphone. It’s just one more innovative way the RBC Rewards program gives you more freedom and choice when it comes to your rewards!